For pensioners under the age of 70, First Ukrainian International Bank (FUIB) has reduced the amount of payments under cash loans by 13% in comparison with standard terms. For pensioners, there is virtually no loan interest rate (0.01% per annum), and the monthly commission has been reduced to 2.99% per annum. Simple conditions make the agreement easy to understand.
"Favorable terms for pensioners are not a coincidence. Pensioners are one of the most conscientious borrowers. For example, at FUIB, up to 30% of loans are given to pensioners. Older people make utility and other payments very punctually. Such responsible borrowers are valuable clients to whom the bank will eagerly give a loan on the best terms," noted Sebastian Rubai, FUIB's deputy chairman of the board of retail business.
We would like to remind you that according to the results of the first half of the year, FUIB increased the amount of cash loans by 70%. At the same time, the increase in the issuance of loans on the open market amounted to 190% - these are new customers of the bank. The average amount of issuance increased by almost one third.
Cash loans are good because of the fact that the bank does not require collateral or a guarantor in order to issue them. The amount of up to 50 thousand UAH can be obtained for up to two years, if you have only a passport, a Tax Reference Number and a pensioner's ID card with you. The process of signing an agreement and receiving money will only take 1 hour.
It is convenient to repay loans in self-service terminals or bank branches. It is even more convenient when regular payments under a loan are made automatically on the day one receives pension. This can be done when you receive pension to a FUIB card. Such a convenience is offered within the framework of the package "Social", which has been created by the bank specifically for pensioners. Registration of such a package is free, pension can be withdrawn at any ATM, and the account balance earns interest. Money is credited to the card without delays.
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