FUIB pays special attention to the development of risk management activities and their minimization. The traditional approach to risk management is based on the fulfillment of the regulatory requirements of the National Bank of Ukraine, as well as on approbation and implementation of the best world practices in risk assessment and management.
The main objectives of risk management are to prevent the emergence of risks, to minimize the damage caused by risks, to maximize the additional profit received as a result of risk management.
The objectives of risk management in FUIB are achieved with the help of:
- research of possible consequences of activities in a risk situation and identification of real risks;
- development of measures that prevent the amount of losses from the impact of risk factors and unforeseen circumstances by analyzing the negative impact of “critical” scenarios on the activities of the bank as a whole;
- implementation of the system of adaptation and tolerance to risks.