If in 2019, the NBU recorded 72 thousand cases of fraud with payment cards, then in 2020 – already 101 thousand. Experts associate the increase in fraud cases, first of all, with the fact that Ukrainians are increasingly switching to non-cash payments. Therefore, it is extremely important to follow the rules for the safe use of a bank card. Check if you are knowledgeable in matters of personal financial security – mark the answers that are correct in your opinion.

What action with a bank card in a store or catering establishment can you be sure that the money on the card will remain intact?

   1. For payment, I will give the card and give my PIN code

   2. I will not block the card if it is lost

   3. When entering the PIN code, I will cover it with my hand

   4. I use a contactless payment method

During an operation on the Internet, what can you tell the buyer of your product or service?

   1. Three-digit security code on the back of the card (CVV code) and PIN code

   2. Card validity period

   3. Password with SMS from the bank

   4. Card number

   5. Any logins and passwords, in particular for logging into Internet- and mobile banking

So that the card safely stores your money, what shouldn't you do?

   1. Use a virtual card for payments on the Internet

   2. Set limits on transactions with your payment card

   3. Connect SMS- or Viber-informing on transactions with a payment card

   4. Distribute on the Internet (in social networks, in ads, etc.) the mobile phone number to which the bank account is linked

   5. Open the possibility of online transactions only when paying on the Internet

If you receive a call and offer to download the AnyDesk or TeamViewer app for communication, saying that it is a secure chat/platform or an additional banking security program, what are your actions?

   1. I will go to Google PlayMarket or App Store, install AnyDesk or TeamViewer and call the codes from the program

   2. I will call the access passwords and those that came in SMS

   3. I will confirm all actions on the phone when they talk to me about it on the phone

   4. I don’t download programs, and I’ll call the bank to inform them about the call

   5. I will apply for an online loan because they allegedly ask for it from the bank to save funds

Your result:

If you have chosen “4” to answer all the questions, you can be sure that the funds on your card are safe. If you have selected other answers, fix the mistakes: re-read the questions and answers again, choose the correct ones.

Learn more about the security of payment instruments:

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