From June 20, 2022, First Ukrainian International Bank (FUIB) will increase rates on deposits for individuals in the national currency. The yield of deposits in UAH will increase by 2-3% depending on the type and term of deposit.

New rates for national currency deposits:

The offer is valid for both existing and new clients of the bank. You can open a deposit with FUIB both offline (at a branch) and online (using PUMB Online mobile app). For new clients of the bank it is enough to go through the identification procedure in Diia application. After that, the user will be able to open and activate the vseKARTA virtual debit card and get access to all bank services except lending.

Another bonus of FUIB's deposits is FUIB's loyalty program (+1% per annum), which applies to most (except for Nadiinyi and Skarbnychka+) of the bank's deposit programs. The loyalty program is valid under the condition of prolongation of the current deposit, opening of the second deposit while having a current one in FUIB, re-placement of the deposit and opening of the deposit with the help of PUMB Online.  According to the results of the 1st quarter of 2022, 80% of FUIB's clients steadily continue their deposits to FUIB

"Despite the war, interest in bank deposits remains stable. At the beginning of the military aggression, there were fears about the outflow of deposits, but fortunately this did not happen. The combination of high financial results of the bank, more than 30 years of experience in Ukraine and competitive profitability of deposits became a guarantee for our depositors that FUIB will preserve and increase their savings. Thus, according to our statistics, 80% of clients renew their deposit agreements because they believe that deposits are a clear and reliable tool that allows to save and gather money. However, the war somewhat changed the structure of the deposit portfolio of Ukrainians. Thus, before the war, demand deposits of the bank accounted for less than 30% of total deposits, and now their share has grown to 35%. Accordingly, the share of fixed-term deposits decreased - they decreased from 70% to 65%. That is, part of the funds went to demand deposits or card accounts. In addition, it should also be noted that currently short-term deposits of up to three months are the most popular among time deposits," comments Mykyta Maliasov, Head of Deposits, Passive Retail Products Department, FUIB Retail Products Department.

For more than 30 years, FUIB has been fulfilling all its obligations to clients, the state and its employees, and despite the war, it continues to pay out deposits and other payments on time in accordance with the terms of the agreements. Even more, as a agent bank of the Individual Deposit Guarantee Fund, in March--June 2022, the bank paid depositors of bankrupt banks more than 90 million UAH and continues these payments.

According to official NBU data, FUIB became TOP-2 in the list of the most profitable banks with private capital for the 1st quarter of 2022. Additionally, according to the NBU, for the 1st quarter 2022, FUIB took 2nd place in terms of growth of time deposits of individuals in hryvnia and ranked 2nd in terms of the growth of the total volume (current accounts and fixed-term deposits) of the retail deposit portfolio in the national currency*.

*The source of information is the data on the dynamics of liabilities of Ukrainian banks on the NBU website.