Do you dream of updating the equipment or are you planning gifts for the New Year holidays? Do not hesitate - the First Ukrainian International Bank (FUIB) has already taken care of shopping on Black Friday.
This year it has become even easier to get a loan for the purchase of household appliances and other goods in the bank's partner stores.
FUIB was the first among Ukrainian banks to introduce the issuance of loans using smartphones immediately in the trading floor.
Customers do not have to spend a second waiting in line, waiting for a free credit counselor and collecting papers - the bank's specialist will be able to check the buyer's request online with a smartphone and immediately make a decision on lending.
The main requirements for obtaining a targeted consumer loan for the purchase of equipment or other goods in FUIB's partner stores: age from 18 to 70 years, Ukrainian citizenship, availability of a permanent source of income. Limit - up to UAH 200,000. Loan term - from 3 to 24 months. Read more about lending conditions and interest rates following the link. There is an early repayment option without additional payments.
What is needed to get a consumer loan:
- To choose a product in FUIB's partner store
- To fill an application for a loan with the counselor (do not forget your passport and TIN)
- Immediately after approving the loan in the trading floor, make a purchase and pick it up
"As our practice shows, for several years in a row, during the" Black Friday" period, the demand of customers for the purchase of equipment and other goods on loan increases by many times. Each year, the average receipt during sales at the end of November increased by 20% to 30% in different years. Last year was the largest growth - by 27%. FUIB took a leading position* in the market of commodity loans, issuing the largest number of classic commodity loans (over 18,600 commodity loans totaling UAH 299 million). This year, given the smartphoneization of the lending process and the fact that some stores started the week of sales on the Monday before and plan to complete the sale only on the Monday after Black Friday (so-called Cyber Monday), we plan to exceed last year's figures," says Ihor Yarovyi,Director of FUIB's Retail Partner Sales Department..
We would like to remind that in addition to consumer loans, FUIB provides clients with other credit products that will come in handy during Black Friday shopping. This is the vseYasno cash loan, vseMOZHU credit card and the "Pay in parts" service.
*according to "Comfy", "Eldorado", "Foxtrot" and other stores
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