In the first six month of 2021, FUIB earned UAH 1.9 billion

In the first six month of 2021, FUIB earned UAH 1.9 billion, which is 58.2% more than in the same period of the year before. 

The bank's operating income for the first six months of 2021 is almost 5.0 billion hryvnia against 3.6 billion hryvnia for the first half of 2020. The interest income increased: the bank's net interest income increased by 31.9% compared to the same period in 2020 and reached 4.2 billion hryvnia. According to the results of the first six month of the year, net commission income amounted to 0.9 billion hryvnia.

The bank's equity amounts to 10.3 billion hryvnia.

FUIB's assets amount to 90.5 billion hryvnia, whereas liabilities amount to 80.2 billion hryvnia. According to the results of the second quarter of 2021, client funds have amounted to 70.6 billion hryvnia.

As at June 30, 2021, bank's net loan portfolio amounted to 44.3 billion hryvnia, of which 16.7 billion hryvnia are loans given to individuals. 39.1% of the loan portfolio of individuals is taken by the consumer lending segment.

The bank's liquidity and capital adequacy significantly exceed the standard set by the regulator. The liquidity coverage ratio (LCR) in foreign currency was 218%, in all currencies – 173% with a standard of at least 100%. The net stable funding ratio (NSFR) was 128%, with a normative rate of at least 80%. As of July 1, 2021, FUIB's regulatory capital adequacy ratio was 15.5%, which exceeds the regulatory value of 10% by 1.5 times, and fixed capital adequacy was 12.75%, with a regulatory value of at least 7%.

FUIB is the largest Ukrainian bank with private capital, which has been operating stably in the banking market of Ukraine for 30 years. The bank conducts internal stress testing in accordance with NBU regulations, the bank received a SREP 2 rating, and the international rating agency Fitch gave the bank the highest rating which is equal to the state rating. We are trusted by 1.6 million individual clients and 75,000 corporate clients. 40 of the TOP-100 largest companies in Ukraine are our clients.

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