International rating agency Fitch Ratings has revised FUIB's rating and has upgraded the bank’s viability rating from "CC" to "CCC-". The upgrade of FUIB's viability rating became possible due to the high quality of assets and better profitability of the bank than previously expected by the agency.  

Other ratings of FUIB were left unchanged as a result of the revision. Thus, the agency affirmed the long-term foreign currency issuer default rating (IDR) at 'CCC-' and the local currency IDR at 'CCC'. Both ratings are higher than the national ratings. The agency noted that the affirmation of the foreign currency IDR at 'CCC-' and local currency IDR at 'CCC' reflects the bank's adequate liquidity.

In addition, the national long-term rating of FUIB was affirmed at the level of "AA- (Ukrainian)". The rating reflects FUIB's creditworthiness compared to similar Ukrainian banks.

The bank shows stable growth in terms of all indicators. Thus, FUIB's liquidity and capital adequacy are significantly higher than the standards of the National Bank of Ukraine: the liquidity coverage ratio in foreign currency is 5.4 times higher than the standard, while the liquidity coverage ratio in all currencies is 2.4 times higher and the stable funding ratio is 1.8 times higher than the standards. 

FUIB is the largest Ukrainian bank with private capital, which has been operating steadily in the Ukrainian banking market for almost 32 years. According to the results of the first 6 months of 2023, FUIB ranks second among Ukrainian banks in terms of growth in the number of fixed-term deposits issued to individuals. This means that customers trust the bank. Thus, according to FUIB's statistics, 86% of the bank's customers re-placed their deposits with FUIB. In addition, according to the results of the first 6 months of 2023, FUIB ranked second among banks in terms of growth of the portfolio of corporate loans.