In order to distribute the areas of responsibility and maximise the efficiency of the Management Board in all areas, the following committees function in JSC "FUIB":

Credit Council

Main functions:

• consideration and acceptance of the established level of credit risk for the Bank's active operations within their powers;
• approving the structure of the loan agreement and amending it;
• monitoring the quality of the Bank's loan portfolio; 
• periodically reviewing the terms of lending;
• control over the adequate assessment of the level of credit risk and the amount of provisions for the Bank's active operations;
• to review the results of stress tests of credit risks, to assess the impact of possible implementation of stress scenarios on the Bank's operations and to decide on the need to develop and implement measures to minimise/avoid risks;
• review and approve standards of credit products, make decisions on the introduction of new credit products in the Bank in cases stipulated by the "Policy of introduction of new products and significant changes in the activities of JSC FUIB", as well as amendments to product standards;

Assets and Liabilities Management Committee

Main functions of the Assets and Liabilities Management Committee:

• support and improvement of the quality of the processes of forming FUIB's strategy and business plan, ensuring the implementation of the bank's targets by developing appropriate policies, drafting management decisions and their adoption within its competence
• maximisation of FUIB's profit and cost of capital, ensuring long-term efficient functioning of the bank;
• minimisation of risks through direct decision-making on management of liquidity risks, interest rate and currency risks, market risks and all risks at the level of aggregate indicators;
• ensuring the functioning of the process of optimising the ratio of profitability and risk of banking operations.

Project Committee

Technology Committee

Operational risk management committee

Financial Monitoring Committee

Ethics and Business Conduct Committee

Tariff and Commercial Committee

Committee for the management of non-performing assets