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Welcome to the Press-center of FUIB! In this section, You can read the latest news of the bank and analytical materials about the financial market.

Members of the media may receive comments of the leaders and experts of the bank about the products and services of FUIB, about the situation on the Ukrainian financial market, contacting with the press officers.

Loans for goods have gone record cheap, cash loans get more expensive: consumer lending overview as of 22 April 2014
09 July 2014
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The average rates for three-year loans for goods from the beginning of the year decreased by two times to the annual real interest rate of 29.2%, reaching their minimum in 2008.

Cash loans, in particular those arranged for five years, on the contrary, grew almost twice to the current average annual real interest rate of 84.3%. Prostobank offers to begin the overview with the only lending news of the last week.

Last week, Porsche Finance Group, published the statistics, stating that in March 2014 the quantity of new loans for purchasing cars in Ukraine declined by 2.24 times to 1.25 million loans.

Meanwhile, in the immediate focus of our overview are consumer loans for goods and cash.

Arkadiy Shyder, Deputy Head of Retail Lending and Deposits Department at FUIB

In the context of the current situation, we observe two main reasons for the consumer lending suspension: asset management in the context of liquidity positions of some banks, and macroeconomic risks.

Many financial institutions have focused their activities on the quality segments of their base with positive credit history with the institution, which lets consider them as more creditworthy.



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