Lehkyi overdraft from of the First Ukrainian International Bank (FUIB) took the honorable second place in the "Best credit product of the bank for business" nomination. This became known during the publication of the PaySpace Magazine Awards 2021, which annually identifies the best companies and experts in the financial technology market of Ukraine.
Lehkyi overdraft product has been operated at FUIB for almost three years and during this period has managed to gain the support of business clients. Thus, as for December, the portfolio of established limits for small business clients has reached almost UAH 450 million, and the number of its users is rapidly approaching the mark of 1,000 customers.
According to Viktor Kharkovets, Head of FUIB's Credit Business Development Department, the product is in demand among clients, as it is able to solve the liquidity issues of their business in an instant.
"Lehkyi overdraft was useful for clients of the micro and small segment. The available cash limit helps entrepreneurs cope with unforeseen costs that often occur in their current activities, or settle accounts with contractors in a timely manner without violating agreements. The main thing we wanted was to make sure that the client didn't spend a lot of time formalizing it: the amount of the limit up to UAH 2 million can be obtained with a minimum package of documents without a commission for issuance and collateral. We are proud that Lehkyi overdraft has gained market recognition, because we focus all our efforts on making FUIB's products and services useful to our business clients," said Viktor Kharkovets.
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