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FUIB's retail deposit portfolio of individuals in hryvnia reached 8 bln
19 December 2019
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First Ukrainian International Bank (FUIB) set a new record: On December 18 this year, the portfolio of deposits (fixed-term and demand deposits) of individuals in UAH exceeded UAH 8 billion. Increase of the bank's hryvnia deposit portfolio of individuals since the beginning of the year amounts to + 57% or UAH +2,908 billion.

In the structure of the hryvnia deposit portfolio, fixed-term deposits predominate - they account for 75% of the portfolio. The rest is "Vilnyi" demand deposit, which allows you to add and withdraw funds at any time, and "Nakopychuvalnyi" demand deposit. "Dokhidnyi" deposit with profit of up to 16% per annum in UAH is the most popular among clients. To open a bank deposit, you do not have to go to a branch. FUIB clients open more than 83% of new deposits in the mobile application.

"Given the low inflation rate, which has fallen to 5% this year, deposit rates at the level of 10-16% per annum in hryvnia are very advantageous to save and to increase money. In addition, it is very easy to open a deposit with FUIB: existing clients can do this directly in the PUMB Online mobile application. And for new clients, it will take about 20 minutes to open the first deposit in the branch. Moreover, the branch can even open a deposit with zero balance, that means, not to deposit money on the opening day, but when the opportunity becomes available. This option is suitable for those who finally want to start saving, but somehow do not dare," commented Dmytro Polishchuk, director of FUIB's retail business department.

In November, the increase in (fixed-term and demand deposits) the hryvnia deposit portfolio amounted to UAH +499.3 billion. According to the NBU, as of November 1, FUIB ranks 7th in terms of deposit portfolio.

As at November 1, 2019, the total portfolio of funds of FUIB's retail clients, which includes current and fixed-term deposits in UAH and foreign currency, as well as the remaining funds on current accounts, amounted to UAH 19.925 billion.




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