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FUIB presented an updated "VSEMOZHU" card
15 August 2018
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First Ukrainian International Bank (FUIB) offers even more attractive conditions for getting a "VSEMOZHU" credit card issued! No more insurance premiums and complex commissions, and a favourable interest rate!

Pricing structure of the updated "VSEMOZHU" credit card has been seriously revised. There will no longer be a need for insurance products: life insurance* and insurance against credit card fraud and, accordingly, for making complex payments of insurance premiums. Payments under PIP insurance agreements for all holders of "VSEMOZHU" cards have been canceled, regardless of the period of card issuance. At the same time, clients' credit card operations are also securely protected against fraud. Transaction security is ensured by 3D Secure technologies and the bank's monitoring service, which tracks non-standard transactions using special software.

For all new clients who got a "VSEMOZHU" credit card issued after July 16, the interest rate under the card has been reduced from 4.83% to 3.99% per annum*. At the same time, FUIB has retained the benefit which is unique for the Ukrainian market, that is, that clients may withdraw credit funds from a card at any ATM in the world - WITHOUT COMMISSIONS! By comparison, the average market withdrawal fee is 4% of the withdrawal amount.

FUIB also did not change the favorable term of grace period - up to 62 days for all purchases made using the card in trading networks and on the Internet. This is very convenient, because life can not always wait until another salary, and a credit card can wait up to 62 days! And in some cases, even longer: "VSEMOZHU" gives you the right to pay in interest-free installments over 3 months in more than 440 FUIB partner stores (Comfy, Foxtrot, Eldorado, Citrus, Epicenter, New Line, Rozetka, as well as on eldorado.ua, foxtrot .com.ua, rozetka.com.ua and payhub.com.ua  websites).

Another benefit "VSEMOZHU" card holders receive is the ability to make purchases via PUMB online on special terms. The conditions of the grace period apply to utility bills payments, as well as payments of insurance premiums, telephone bills, payments for communication services (including mobile phone top ups, top ups of gaming accounts and accounts in Viber, Skype), tickets, education, charitable contributions, security, legal, medical services, as well as services provided by travel agencies, and even for payment of taxes.

The card can be easily topped up using cards issued by other banks at the https://online.pumb.ua website, as well as by depositing cash in FUIB, PrivatBank, IBox self-service terminals.

"VSEMOZHU" card is one of the most demanded products of the bank. Its benefits were appreciated both by customers and market experts. Nevertheless, at FUIB we try to listen carefully to our customers and work on improving the quality of products, services and performance of our staff. Changes in FUIB's key product are conditioned by the bank's response to the wishes of its customers. The updated "VSEMOZHU" card is now even a simpler, more understandable and convenient way to make your dreams come true right now, without putting them on the back burner. This is just a tiny part of the changes we make, trying to meet customers' needs. This year there will be many more interesting and pleasant surprises," commented Dmytro Polishchuk, FUIB's director of the department of retail business products.

We would like to remind that you can get a credit card issued by filling out an application form on FUIB website. In addition, the card can be ordered in Viber and picked up at the nearest branch.

* Changes in the interest rate apply to cards issued after July 16, 2018. As for cards issued earlier, the annual interest rate is calculated at 4.83% per annum, and the terms of the life insurance contract remained unchanged.

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